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Insurance Licensing NY-Life-Accident-and-Health Exam Braindumps - in .pdf Free Demo

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Last Updated: Oct 07, 2026
  • Q & A: 122 Questions and Answers
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  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Last Updated: Oct 07, 2026
  • Q & A: 122 Questions and Answers
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Insurance Regulation and General Principles20%- New York Insurance Code and Laws
  • 1. Licensing Requirements and Procedures
    • 2. Unfair Trade Practices
      • 3. Producer Responsibilities and Ethics
        - Insurance Concepts
        • 1. Contract Law and Policy Structure
          • 2. Risk Management and Insurable Interest
            Accident and Health Insurance35%- Policy Provisions and Claims
            • 1. Coordination of Benefits
              • 2. Eligibility and Enrollment
                - Health Insurance Basics
                • 1. Group vs Individual Coverage
                  • 2. Medical Expense and Disability Income
                    - Government Health Programs
                    • 1. Medicare and Medicaid
                      • 2. New York State Specific Programs
                        Underwriting, Marketing and Sales Practices15%- Sales and Customer Service
                        • 1. Suitability and Disclosure Requirements
                          - Application and Underwriting Procedures
                          • 1. Risk Classification and Selection
                            Life Insurance Products and Provisions30%- Policy Provisions, Riders and Options
                            • 1. Beneficiary Designations
                              • 2. Non-forfeiture Values and Dividends
                                - Types of Life Insurance Policies
                                • 1. Annuities and Retirement Products
                                  • 2. Term, Whole Life, Universal Life

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    Question #1

                                    Insurance is defined as what type of risk?

                                    • A. Physical
                                    • B. Speculative
                                    • C. Pure
                                    • D. Legal
                                    Reveal Solution  Discussion  0

                                    Correct Answer: C  🗳️

                                    Explanation: Only visible for DumpTorrent members. You can sign-up / login (it's free).

                                    Question #2

                                    In health insurance policies, the reinstatement provision is

                                    • A. optional.
                                    • B. mandatory.
                                    • C. elective.
                                    • D. not required.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

                                    Explanation: Only visible for DumpTorrent members. You can sign-up / login (it's free).

                                    Question #3

                                    If a policyowner surrenders a policy for its cash value, when is a tax liability incurred?

                                    • A. The cash value is less than premiums paid.
                                    • B. The policy is exchanged for a policy of equal value.
                                    • C. The policy is transferred to a third party.
                                    • D. The cash value exceeds all premiums paid.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: D  🗳️

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                                    Question #4

                                    In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

                                    • A. Professional, social, and economic care.
                                    • B. Functional, rehabilitational, and medical care.
                                    • C. Home-based, assisted living, and medical care.
                                    • D. Skilled nursing, Intermediate, and custodial care.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: D  🗳️

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                                    Question #5

                                    The PRIMARY purpose of respite care is to

                                    • A. provide the patient with social opportunities.
                                    • B. provide temporary relief to the patient ' s primary caregiver.
                                    • C. provide counseling services to the patient ' s primary caregiver.
                                    • D. ensure that the patient gets some skilled care.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

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